Not me. All those flash holidays, big cars and houses with no woodchip wallpaper, you can keep it. OK, I’ll take the flat walls but I’m not sure whether or not the time and dedication that goes into being rich is really worth the hassle. I don’t have enough time or energy to paint my toenails these days (seriously, it’s been months) let alone spend all my time looking for the next buck.
There are two ways of being good with money. Making money and saving money. From what I understand, you need to be good at both if you want to be rich. Last week two programmes aired on TV that seemed to explore both sides of money management.
The first was about the increasing popularity of wealth seminars. That is, courses that claim that they can teach anyone how to get rich. Some of them unveil the mystery behind the property and stock market, but many more of them teach a certain frame of mind supposedly common to people who have been successful at making money. Apparently rich people spend a lot of time standing in front of mirrors doing their affirmations, constantly repeating totally untrue statements about themselves, until they eventually start to believe them and magically things start to change.
Can anyone really be rich if they set their mind to it? I know a lot about how state of mind can change results because of my self help habit. There is always an affirmations section in self help books but I tend to skip that bit because if I had five minutes a day to stand in front of a mirror telling myself lies I wouldn’t have flaky toenail polish.
We all know I have a pretty serious self help addiction, but one area of self help I’ve never ventured into is get rich quick. To me it seems the best way to get rich quick is to write a book or a website about how to get rich quick (maybe I need a bit of that action), but this seemed to escape most of the people on the programme who attended these seminars. As did the irony of getting themselves into thousands of pounds worth of debt in order to pay for them. Then standing up and blithely affirming themselves a “good money manager” as part of their daily rituals.
The programme that explored saving money was The Ultimate Guide to Penny Pinching, on which one woman exploited coupons to buy sixty quids worth of shopping for a tenner. I watched with interest at the prospect of a UK version of Extreme Couponing (an American show about people who manage to get thousands of dollars worth of shopping for just a few dollars by exploiting coupons and offers), because I really didn’t think it would ever be possible in this country, what with Rottweiler like cashiers who growl savagely at you if you attempt to use a coupon that is in date, for something you are actually buying and fully complying with all T&C’s. But the woman who used the coupons was just barmy (and is, according to recent reports, allegedly now banned from her local Tesco). At one point she was talking about how they had lived off microwave burgers for weeks, her son kept saying “they were disgusting” but she kept saying “they were fine, they were fine” while smiling crazily at the camera. Then she and her husband sat down to chicken and vegetables for dinner, while her children ate a frozen pizza, which the son had again said he didn’t like but she had insisted he eat it so she could claim the money back using the coupon on the box. I think the programme was deliberately edited to make her look a bit insane but you’ve got to expect it when you put yourself forward for a programme like that. I love using coupons but even I wouldn’t buy stuff just for the sake of getting the money back, or force my kids to eat microwave crap while I eat healthy stuff. I would at least eat the crap myself.
The road kill man was admirable, driving around country lanes and picking up anything freshly killed, from pheasant and squirrel to more randomly, badger. He then cooked up a barbie for all of his mates and refused to tell them what they were eating until they had eaten it. I don’t think I’d have a problem with eating road kill if someone else prepared it for me. Although I think I would draw the line at badger. But I don’t think the man would take up road kill hunting as a hobby even if I begged him.
I am rubbish at saving money and haven’t had much experience with making it either, so my financial history does not bode well for a wealthy future. But that may be set to change as I am now starting to think about my resolutions for next year and I think one of them needs to be to finally start understanding money, making some and learning to save it. But I don’t want to be a millionaire, I just want enough money to have flat walls once and for all. Anyone want to buy a book about how to get rich quick?
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